Protection
Life is full of unexpected moments, and protecting what matters most to you and your family is essential. Whether you're safeguarding your mortgage, securing your family's future, or protecting your income, we're here to help you find the right insurance coverage tailored to your unique circumstances.
Life Insurance
Ensure your loved ones have financial support and stability when you're no longer there. The emotional toll of your passing can be overwhelming for them. Unlike Critical Illness Cover, Life Insurance provides a lump sum upon your death, which could mean the difference between financial hardship and security for your family in your absence.
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Critical Illness Cover
Critical Illness Cover offers essential peace of mind. It ensures that your bills are covered, your household continues to function smoothly, your family receives financial support, and you have access to funds for necessary medical care. Reach out to us to discuss your options let us help keep you covered.
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Income Protection
If illness or injury stops you from working, Income Protection provides a regular, tax-free income to help cover your essential expenses. It typically starts when your employer’s sick pay ends and can continue until you return to work or retire.
Whether you need long-term support or short-term cover for things like a mortgage or loan, this insurance can be tailored to suit your needs. We’re here to help you find the right cover for your situation.
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Family income benefit
Knowing your loved ones are protected is something we should all consider. Family Income Benefit (FIB) is a unique type of life insurance that differs from traditional policies. Instead of providing a lump sum after your passing, FIB ensures your family receives a regular, tax-free income for a specified period. While discussing life insurance may not be enjoyable having peace of mind and knowing your family is secure allows you to live life the fullest.
Getting protection that suits your circumstances can be challenging due to the varied choice and insurer criteria. Every insurer has different underwriting guidelines, and your situation may not be acceptable to insurer A, but perfectly suitable for insurer B. Meridian Financial Planning Ltd can find the right protection policy for you.
When considering any insurance protection, you must understand that this represents an important financial decision. Policies are often subject to underwriting based on your health, lifestyle, and the level of cover required.
If you would like advice on finding and arranging suitable protection insurance for yourself, your family, or your business, then please contact us.
If premiums are not maintained then cover will lapse. A Policy may not cover all the definitions of a critical illness. For definitions, please refer to the Key Features and Policy documents.
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Most types of policies do not have a cash value, unless a valid claim is made.